- Home
- Loan Types
- Next Home Loans
Taking the step further.
Whether you are upsizing, moving or adding an investment property, we tailor the loan and its features to your plans, with cash back incentives of up to $2,888 on eligible loans.
Variable principal and interest rates, as at 27 october 2026. Lending criteria, fees and charges apply. *Comparison rates are based on a loan of $150,000 over a term of 30 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. †Cash back offer applies to eligible refinance and purchase loans. Terms, conditions, eligibility criteria and lender approval apply.
The right structure for your next purchase.
The product you choose affects your cash flow for years. Our lending specialists look at the long term, not just today's rate.
Owner Occupied Home Loan
According to the Australian Bureau of Statistics, owner occupied purchases are the main reason for residential loan commitments, and they are a major part of our business. We match each loan's features to the applicant's needs. Most features come at a cost, but given to the right borrower they can save much more over the life of the loan.
- Redraw
- Offset accounts
- Loan packages
- Line of credit
Investment Loan
Property has long been a popular way to invest in Australia. With investment loans, product choice has a bigger effect on your cash flow and net return than with an owner occupied loan. We weigh your finances over the long term, and a well-chosen loan can position you for further investment opportunities.
- Interest only options
- Cash flow focus
- Portfolio planning
SMSF Residential Loan
Have you considered buying an investment property through your self-managed super fund? It requires a substantial super balance, but owning an additional property can be financially rewarding. Most major banks no longer offer SMSF loans, but several lenders on our panel remain strong in this area.
- Specialist lenders
- SMSF structures
Whether you are looking to upsize your owner occupied property or thinking of investing, our team is here to help you make it come true.
Advice that looks beyond today.
of products
At Cubecorp Finance, we work with more than 40 lenders and hundreds of products to cater for any client's needs, big or small.
Our consultants are professionally trained across our financial products and specialise in narrowing them down to the most suitable options. We take the time to understand your situation, and our advice considers not only the matter at hand but also the mid- to long-term effects of each product.
We aim to build a reputable business with longevity, helping manage your family's and friends' finances for decades to come.
- NAB
- ANZ
- Westpac
- Commonwealth Bank
- St.George
- Macquarie
- ING
- Suncorp
Request a free consultation
Share a few details about your next purchase and a lending specialist will be in touch to compare options across our panel.
Book a free consultation about your next home purchase