First home Buyer

Get it right the first time

Reserve your FY23-24 First home guarantee (FHBG) scheme place today, with rates starting from

Interest rate from

6.05

%

p.a.

Comparison rate from

6.15

% *

p.a.

* Basic Variable LVR 70% with principle and interest repayments

The comparison rates are based on a loan for $150,000 and a term of 30 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Why use a CUBECORP MORTgage broker?

 

At Cubecorp Finance, we have almost 50 lenders available and hundreds of products to cater for any of our client’s needs and requirements, Big or small.

Our consultants are professionally trained in all of our financial products, specialised in narrowing down to the most suitable options for our clients. We dedicate our time to truly understand our client’s situation and needs. Our advice is given not only based on the matters at hand, also considering mid to long term effects on the products.

We strive for value adding services and a reputable business with longevity to help to manage your family and friends’ finances for decades to come.

How we help to ease the process:

  • Apply for the latest First Home Buyer Government Incentives with us doing all the leg work.

  • Take advantage of exclusive limited time First Home Buyer lender offers.

  • Borrow up to 95% without paying any Lender Mortgage Insurance.


Popular First home Buyer Incentives we help to secure:

  • Time to purchase with only 5 percent deposit. The FHLDS is one of the most popular schemes with the government guaranteeing up to 15% of the value of the property. What this means for the applicant is that they are saving risk fees with greater borrowing amounts. FHLDS places are in high demand and extremely limited, contact us to find out the current availability. 

  • Similar to the First Home loan Deposit Scheme, the government helps to guarantee up to 15% of the security price. Under the NHG scheme, first home buyers can participate in the scheme with a higher property price cap, given the property has never been occupied.

  • The First Home Owner Grant is easily one of the most favourable government support entitlements. For any eligible first home buyers, you would be able to earn $10,000  (NSW) in the form of cash to help with the purchase. On top of that, this scheme can be taken out in conjunction with any of the 5% government deposit schemes, minimising the upfront burden for purchase.

  • Get a full exemption or discount on your stamp duty for your home purchase. This would mean less initial deposit for you to prepare, making your own dream a reality. For details of the scheme consult with your solicitor.

 SOME OF OUR HOME LOAN LENDERS

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