- Home
- Loan Types
- Refinancing
Switch and save now.
If your loan hasn't been reviewed in a while, you may be paying more than you need to. We compare your current loan against our lending panel and manage the switch, with cash back incentives of up to $2,888 on eligible loans.
Variable principal and interest rates, as at 27 october 2026. Lending criteria, fees and charges apply. *Comparison rates are based on a loan of $150,000 over a term of 30 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. †Cash back offer applies to eligible refinance and purchase loans. Terms, conditions, eligibility criteria and lender approval apply.
Top 5 reasons our clients refinance.
Most of our refinance clients come to us for one of these reasons. Many find they qualify for more than one.
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Lower your repayments
Reduce your monthly repayment and ease the pressure on your budget. Working across our lending panel, we look for the most competitive rate available to you.
A rate reduction of 0.5% p.a. on an $800,000 principal and interest loan over 30 years could lower repayments by more than $200 a month. -
Cash out equity
Use the equity you have built to fund a renovation or your next investment.
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Consolidate debt
Roll credit cards, personal loans or ATO debts into your home loan and manage one repayment.
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Take advantage of cash back offers
Some lenders pay cash directly into your account when you switch. We'll show you which offers you qualify for.
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Get better loan features
Access features and benefits offered by other lenders, such as no annual package fee for the life of the loan.
Advice that looks beyond today.
of products
At Cubecorp Finance, we work with more than 40 lenders and hundreds of products to cater for any client's needs, big or small.
Our consultants are professionally trained across our financial products and specialise in narrowing them down to the most suitable options. We take the time to understand your situation, and our advice considers not only the matter at hand but also the mid- to long-term effects of each product.
We aim to build a reputable business with longevity, helping manage your family's and friends' finances for decades to come.
- NAB
- ANZ
- Westpac
- Commonwealth Bank
- St.George
- Macquarie
- ING
- Suncorp
Tell us about your refinance
Please take a minute to answer a few questions. It helps us understand your refinance needs before we call.
Book a free consultation about refinance your loans.